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Money makes the world go around-or at least, makes the ride a little easier. Do you wish you had more of it?

Well, if you live in the United States, the law says you can't have a full-time job until you're 16 years old. At 14 or 15, you can work part-time after school or on weekends, and during summer you can work 40 hours each week. Kids who are between the ages of 10 and 13 can work certain types of farm jobs, with a parent's permission.

Does all that mean that if you're younger than 14, you can't earn some real money of your own? Of course not! Here's how some IML'ers fill their piggy banks with extra moolah:

"I babysit or do odd jobs for the community," says Justin, 11. Valorie, 11, told us that she makes money "by cleaning up around the yard and cleaning up other people's yards."

Some of you are using your creativity! Lena, 13, makes money by knitting dog sweaters and selling them to her neighbors, and Reisa says, "When I started taking art class and showing my work to people, they said they would pay me to draw something for them." Jasmine, 13, even writes articles and book reviews for different magazines!

Crystal, 13, makes business a family affair. She says: "My father recently opened up his own insurance office and my sister and I get anywhere from ten to twenty dollars for cleaning the whole place out every other week."

Printables Get thinking about making money with a printable IML Journal page and the Making Money Word Search. You can also check out a
list of great books on the subject or try these discussion questions that will help you talk about this topic with an adult.

Our thanks to Janet Bodnar, author of Dollars and Sense for Kids and the Money Smart Kids column at Kiplinger.com, for her contribution to this topic.

Read on for lots more IML advice and ideas on how to earn your own cash. First, let's talk about why-Why Should You Work?

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